Application Form for personal Loan at Axis Bank- This is to inform the general public about the application form the Loan at Axis Bank. Apply through registration form link portal. Looking for personal loan with interest rates of 10.49% for a loan amount of up to Rs 40 lakh, and for tenures of up to 5 years, Axis Bank Personal Loan is there for you – see requirements and how to apply online by using the link below.

Application Form for personal Loan at Axis Bank

Axis Bank Personal Loan Details

• Interest rate: 10.49% p.a. onwards
• Loan Amount: Rs 50,000- Rs 40 lakh
• Tenure: 1-5 years
• Minimum Monthly Salary: Rs 15,000
• Processing Fees: 1.5%-2%

Axis Bank personal loan Interest rates of 10.49%

Axis Bank personal loan interest rate starts @ 10.49% p.a. While the bank has not disclosed the factors determining its personal loan interest rates, lenders usually factor in the credit score, monthly income, age, etc. of its applicants while setting their personal loan interest rates.

Processing Fees/Charges

Processing Fees	1.5%-2%
Repayment instruction/Instrument return charges	Rs 339 per instance + GST
Swap Charges (Cheque/Instrument)	Rs 500 per instance + GST
Penal Interest	@ 24% p.a. i.e., 2% per month on overdue installment
Duplicate statement issuance charges	Rs 250 per instance per set + GST
Duplicate Amortization Schedule issuance charges	Rs 250 per instance per set + GST
Credit Information Companies Report issuance charges	Rs 50 per instance per set + GST
No dues certificate generation charges (duplicate)	Rs 50 per instance per set + GST
Stamp duty charges	As per state stamp
Prepayment/Part-prepayment charges	5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment.

Available Personal Loans at Axis Bank India

Personal Loan for Holiday

• Purpose: Personal Loan scheme for meeting the financial needs for a holiday/vacation.
• Loan Amount: Rs 50,000-Rs 15 lakh
• Tenure: 1-5 years

Personal Loan for Wedding

• Purpose: Wedding loan is offered to raise finances for wedding related expenses
• Loan Amount: Rs 50,000-Rs 15 lakh
• Tenure: 1-5 years

Personal Loan for Home Renovation

• Purpose: To meet the financial requirements for carrying out home renovation
• Tenure: 1-5 years

Requirements/Eligibility for Axis Bank Personal Loan Form

• Government employees (including those working with local and central bodies) and employees of private limited companies, public limited companies, Public Sector Undertakings are eligible to apply for personal loan. Additionally, Axis Bank also offers personal loan for doctors
• Age
• Minimum: 21 years
• Maximum: 60 years at the time of loan maturity
• Minimum Net Monthly Income: Rs 15,000

Required Document for a successful registration

• Completely filled application form with recent passport size photographs
• KYC documents (driving license, passport, Aadhaar card, job card by NREGA duly signed by a State Government officer, voter ID, Letter issued by National Population Register with name and address details)
• Proof of Birth date (birth certificate, PAN card, passport, school leaving certificate, Aadhaar card, driving license)
• Signature proof (passport, bank verification, PAN card)
• Income proof (last 2 months pay slips. Employment proof of 1 year, bank statement for last 2 months showing salary credits)
• All the documents should be self-attested

How to apply for Axis Bank Personal Loan

To register online, use this link – https://www.axisbank.com/retail/loans/24×7-instant-loan/24×7-personal-loans

You will be contacted if your application was successful.