Stanbic IBTC Bank Recruitment Application Form 2020/2021 – Stanbic IBTC Bank is accepting applications from all interested and qualified persons into the available job vacancies. To apply successfully, you are required to follow the guidelines and steps provided below
About Stanbic IBTC Bank
Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa’s financial system for 150 years, and now spans 16 countries across the African continent.
We are recruiting to fill the position below:
Job Title: Credit Evaluation Manager
Job ID: 48853
Location: Lagos Island, Lagos
Job Sector: Banking
Job Details
- Risk Management: understanding all risks – from the economic to the political – that could affect our global business, and offering guidance to all parts of the bank
Job Purpose
- To provide effective value-adding risk management to assist Business Banking Teams in the Business Banking space in achieving their asset growth targets, whilst maintaining a quality-lending book, through effective underwriting, evaluation and approval of credit applications.
- The delivery of a professional service to all business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles, whilst adhering to the Bank’s group credit risk standards, maintaining credit independence and managing risk reward balance
Key Responsibilities / Accountabilities
Evaluation and approval of applications:
- Evaluate accurately credit proposals to ensure they meet sound business criteria and credit risk fall within acceptable parameters within approved turnaround times.
- Build relationship with Relationship Managers/Business Bankers and collaborate to improve quality of business proposals and turnaround time on credit evaluations.
- Active participation at the Business Assessment Committee meetings.
- Identify, quantify and evaluate credit risks in relation to profitability of business proposals and financial viability of Business banking credits.
- Process credit applications and ensure timely and quality credit assessments and decisions are made.
Qualifications and Experience
- First Degree in Business Commerce / Finance and Accounting / Mathematical Sciences
- Professional qualification (ACIB), ACA, ACCA, ACIS
- Masters’ Degree is an added advantage
- Minimum of 7 years experience in credit risk, credit analysis/evaluation, risk management, business development and portfolio management
- Minimum of 7 years experience in managing commercial banking and other Strategic Business Units’ relationships.
Knowledge / Technical Skills / Expertise
Technical Competencies:
- Loan assessment and approval
- Financial Statement Analysis
- Mortgage Lending
- Asset Based Lending.
- Operating cashflow analysis
- Debt Consolidation
How to Apply for Stanbic IBTC Bank Recruitment Form 2020/2021
Interested and qualified candidates should: Click here to apply
How you will be updated regularly